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Today's Mortgage Terms starting with F Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans. Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers. First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages. Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan. Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default. View all Terms

Cheyenne mortgage loans news:

Wallick & Volk Expanding in California - Earthtimes
CHEYENNE , Wyo., Dec. 3 /PRNewswire/ -- ... "We're strong ... We're Growing ... and we have money to lend!" The current market environment has given us the opportunity to grow our business in locations that are showing signs of stabilization and ...

Safeguards planned for homebuyers - Billings Gazette
CHEYENNE - People looking to buy a house in Wyoming are getting added protection against shady mortgage brokers. The state's banking commissioner, Jeff Vogel, discussed draft legislation with members of the Joint Minerals, Business and Economic ...

Wyoming consumers get more broker protection - Billings Gazette
CHEYENNE - People looking to buy a house in Wyoming are getting added protection against shady mortgage brokers. State banking commissioner Jeff Vogel discussed draft legislation with members of the Joint Minerals, Business and Economic Development ...

Lucas still optimistic on financial bailout - Enid News & Eagle
Even though U.S. Rep. Frank Lucas (R-Cheyenne) voted against the $700 billion bailout bill, he says he still hopes it will work. Lucas said he hopes all of those involved in the bill give it time to work, and it may be years before the funds are ...

Enzi and Rothfuss debate economy, Iraq - Caspar Star-Tribune
CHEYENNE -- U.S. Senate candidates Mike Enzi and Chris Rothfuss debated subjects ranging from the economy to the Iraq war in a televised debate Sunday night. Enzi, the Republican incumbent, is seeking his third six-year term in the Senate. Rothfuss ...

House candidates approach economic turmoil differently - Wyoming Tribune-Eagle
CHEYENNE -- Their views on the current financial market meltdown and taxes show the main candidates to represent Wyoming in the U.S. House of Representatives have different approaches to the role of government in the economy. Democratic candidate ...

Obama says he did not know aunt in country illegally - Boston Globe
Aides to Senator Barack Obama confirmed today that the Illinois senator has had some contact with his aunt in Boston in recent years, but they said he was not aware that she was reportedly in the country illegally. The Associated Press reported that ...

In market for sports collectibles, economic desperation is conspicuous - Las Vegas Sun
For more than two decades, he has lorded over glass cases holding little pieces of cardboard that capture the imagination of the young and old alike. But Vandorick is feeling the effects of a depressed economy. He is staying afloat by selling ...

Veterans Hotline: Looking for WWII veterans, sponsors for honor ... - Craig Daily Press
GRAND JUNCTION — WWII Veterans of Western Colorado are now one step closer to visiting their long-awaited WWII Memorial in Washington, D.C., thanks to a group of patriotic citizens in Grand Junction. The Honor Flight Network Headquarters announced ...

INDUSTRY NEWS & PEOPLE January 2008 - Business Travel Executive
The Association of Corporate Travel Executives (ACTE) has added two new members to its international team: Ronald Kosmahl, director of global education and research, and Kathleen Brannigan, senior director of global communications. Prior to joining ...