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Today's Mortgage Terms starting with B Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time. Bearer: The legal owner of a property. Bill of Sale: A document that details the transfer of property. Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage. Blanket Mortgage: A mortgage that includes more than one piece of real estate Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan. Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client. Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time. Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction. View all Terms

El Paso home equity loans news:

Apple, Chimera, Exxon Mobil, Liz Claiborne: U.S. Equity Preview - Bloomberg
Oct. 24 (Bloomberg) -- The following companies may have unusual price changes in U.S. trading today. Stock symbols are in parentheses, and share prices are as of 9 a.m. in New York, unless otherwise specified. Energy stocks dropped as crude oil fell ...

U.S. is working on plan to help homeowners refinance - El Paso Times
WASHINGTON -- Federal regulators told Congress Thursday that they were working on a plan that could help many distressed homeowners escape foreclosure in a global financial crisis that former Federal Reserve Chairman Alan Greenspan warned will get ...

Jobless claims drop from 7-year high - El Paso Times
WASHINGTON—New applications for unemployment benefits dropped last week from a seven-year high, the Labor Department said Thursday, though they remain at elevated levels that indicate recession. Initial claims for jobless benefits dropped 20,000 to ...

Obama Trounces Clinton In Potomac Primaries - US News and World Report
Barack Obama easily won yesterday's primary elections in Virginia, Maryland and the District of Colombia. CNN reports Obama topped Hillary Clinton 60%-37% in Maryland. In Virginia, Obama won 64%-35%, while he won DC 75%-24%. The AP reports its count ...

Lenders, borrowers in city encounter mild, if any, strife - Colorado Springs Gazette
The credit crisis roiling Wall Street and big financial institutions worldwide has yet to have a major impact on at least some of the day-to-day borrowing and lending that helps fuel the economy in the Pikes Peak region. Folks are still getting home ...

Colorado Crossing developer in debt - Colorado Springs Gazette
The developer of Colorado Crossing has failed to pay about $10 million she owes to more than two dozen construction industry companies for work they've done on her ambitious commercial and residential project on Colorado Springs' far north side ...