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Alpine	Cardiff By The Sea	El Cajon	Jamul	Mount Laguna	Potrero	San Marcos	Valley Center
Bonita	Carlsbad	Encinitas	Julian	National City	Poway	San Ysidro	Vista
Bonsall	Chula Vista	Escondido	La Jolla	Oceanside	Ramona	Santa Ysabel	Warner Springs
Borrego Springs	Coronado	Fallbrook	La Mesa	Pala	Ranchita	Santee

Boulevard	Del Mar	Guatay	Lakeside	Palomar Mountain	Rancho Santa Fe	Solana Beach

Camp Pendleton	Descanso	Imperial Beach	Lemon Grove	Pauma Valley	San Diego	Spring Valley

Campo	Dulzura	Jacumba	Lincoln Acres	Pine Valley	San Luis Rey	Tecate

Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

San Diego mortgage rates news:

Home Loan Options In Today’s Market - WebWire
The Real Estate market is talked about, but maybe not acted on enough. Mark Revetta, a Native San Diego Realtor and Mortgage Broker states, "Prices and mortgage loan rates are at historic lows, which make this an ideal climate to purchase San Diego ...

Lower Rates Help Sell Houses, but Market Faces Broader Ills - Wall Street Journal
A possible move by the Treasury Department to push down mortgage rates has raised the hopes of home buyers, real-estate agents and economists -- and the share prices of residential builders and related businesses. But the proposal, if implemented as ...

County clerk Greg Smith calling it quits after 25 years - San Diego Union-Tribune
Retiring county clerk Greg Smith poses with a single day's worth of paperwork filed at the County Administration offices for home loan mortgage refinances. The year was 2003, when mortgage money was plentiful and interest rates were low. SAN DIEGO ...

Reverse mortgages a lifeline for seniors - San Diego Union-Tribune
Betty Falling is among a growing number of seniors using a reverse mortgage to avoid foreclosure. “I was in a bind,” Falling said. Seniors traditionally have used reverse mortgages to maintain their standard of living in retirement by tapping ...

Business events scheduled for the coming week - Forbes
SATURDAY, Dec. 6 POZNAN, Poland - U.N. climate conference. Thru Dec. 12. SUNDAY, Dec. 7 STOCKHOLM, Sweden - Newser with Nobel laureates in physics, chemistry and economics. 08:00 GMT. MONDAY, Dec. 8 WASHINGTON - Weekly Treasury briefing, auction ...

FINANCE: Bailout billions not making loans easier to find - North County Times
The U.S. government has pumped billions of dollars into the nation's banking system, yet borrowing money remains an obstacle for some consumers, mortgage brokers said last week. The two behemoths that oversee the nation's finances, the Federal ...

Ladera Ranch loses luster in mortgage crisis - Orange County Register
Mortgage brokers and real estate agents know a good deal when they see it. Many Realtors flocked to Ladera Ranch five to eight years ago, when it was Orange County's newest community. As the housing market has dived, so, too, has Ladera's luster. Its ...

Online Shoppers for Real Estate Closing Services Left Out of Final ... - PR Newswire
SAN DIEGO, Dec. 1 /PRNewswire-USNewswire/ -- Consumers will have less choice and pay more for closing services like title insurance because last week the Department of Housing and Urban Development (HUD) failed to enact simple changes to the Real ...

George Chamberlin's Money in the Morning - San Diego Daily Transcript
When in comes to malls and mortgages, Americans know a bargain when they see one. As has been reported, retail sales were up this past weekend as shoppers aggressively swooped up bargains during the official start of the Christmas shopping season ...

OJ judge known for stern lectures, stiff sentences - Las Vegas Sun
If O.J. Simpson is looking for a break from the Nevada judge who will sentence him for kidnapping and armed robbery, he may be in the wrong courtroom. Clark County District Court Judge Jackie Glass is known for giving severe sentences and tongue ...