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Today's Mortgage Terms starting with B Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time. Bearer: The legal owner of a property. Bill of Sale: A document that details the transfer of property. Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage. Blanket Mortgage: A mortgage that includes more than one piece of real estate Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan. Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client. Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time. Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction. View all Terms

Nevada mortgage rates news:

Fitch Affirms Heritage Valley Health System (Pennsylvania) Bonds at 'A ... - Earthtimes
NEW YORK - (Business Wire) Fitch Ratings affirms the underlying 'A+' rating on approximately $84.4 million Hospital Authority of the County of Beaver, PA health care system revenue bonds, series 1998 (Heritage Valley Health System, Inc.). The bonds ...

Mortgage relief plan will help, local expert says - Reno Gazette
Friday's proposal by the Federal Deposit Insurance Corp. to put $24 billion toward helping 1.5 million at-risk U.S. households avoid foreclosure got the attention of Jim Fitzgerald, mortgage broker and owner of Nevada Loan Source in Carson City ...

More Utah homeowners are facing foreclosure - Daily Herald
As the deepening financial crisis and growing unemployment in Utah County compounds the problem of foreclosures, a worrying trend is emerging among those considered to be most at risk, according to a real estate research consultant. "When someone is ...

Economically stable S.D. can skirt mortgage relief - Argus Leader
As the U.S. housing market remains mired in deep and ongoing troubles, South Dakota is bucking the malaise with one of the lowest mortgage foreclosure rates in the nation. In October, the Mount Rushmore state ranked 47th in the nation for mortgage ...

Fitch Rates Overton Power District #5 (NV) $15MM Revenue Bonds 'A ... - Earthtimes
NEW YORK - (Business Wire) Fitch Ratings initiates a rating of 'A' on the Overton Power District #5 (the District), Nevada's $15,060,000 special obligation revenue bonds, series 2008. The 2008 bonds are payable from net revenues of the District's ...

New England Faces Big Downturn - Wall Street Journal
New England is headed for a "significant recession" that will strip the region of 250,000 jobs, or about 3.6 % of its employment, through the end of the decade, economists said. Total employment in the six New England states is expected to decline ...

Dow slips below 8,000 on growing fear of deflation - Reading Eagle
WASHINGTON - A growing fear of economic deflation helped take the air out of the stock market Wednesday, and another white-knuckle final hour on Wall Street pushed the Dow Jones industrials under 8,000 to their lowest close since the financial ...

Dow below 8,000 on poor outlook from Fed and as fate of Detroit ... - Allentown Morning Call
NEW YORK (AP) _ Wall Street hit levels not seen since 2003 on Wednesday, with the Dow Jones industrial average plunging below the 8,000 mark amid a dour economic outlook from the Federal Reserve and worries over the fate of Detroit's three automakers ...

Postal Service investigates boss’s VIP mortgage - Las Vegas Sun
The Postal Service is investigating whether the nation's postmaster general improperly received a sweetheart deal on a mortgage from Countrywide Financial Corp., the chairman of the service's governing board said. Postmaster General John E. Potter is ...

Tax-cut crusader praises state’s policies - Las Vegas Sun
Anyone who spent the past three years even casually watching economic news on CNBC probably got to know Arthur Laffer a little bit. In summer 2006, he told the audience of “Kudlow & Company” the “United States’ economy has never been in ...