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Today's Mortgage Terms starting with O Origination Fee: Fee charged by a lender for administrative costs of processing a loan. It tends to includes the cost of preparing loan documents, checking the borrower's credit history, inspecting the property and might incorporate the cost of appraisal. View all Terms

Merced mortgage rates news:

Home prices a first-time buyer's dream - Modesto Bee
Plummeting home prices are wondeful if you want to get into the market, or if you're a speculator want to make a profit. (Debbie Noda/The Modesto Bee) At least that's great news for people buying homes. New statistics show home affordability has ...

November 2008 (25) - Sacramento Bee
The Sacramento-area housing market did it again. Thanks to continually falling prices and a large supply of bank repos, sales held strong in October. That makes it a seventh month in which sales in the region have been stronger than the same time ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. The latest grim housing statistic comes today from RealtyTrac. The California firm reported Thursday that nationwide foreclosures surged 25% in ...

Housing slump deepens as prices drop most in 26 years - Globe and Mail
Silver Standard (America is a welfare queen superpower) from Canada writes: Well guys in a few years I will finally be able to afford a house. I remember earlier this year I was insulted on this forum for saying such a thing. Prices are going to fall ...

Jobless numbers ratchet up for Stanislaus, Merced, San Joaquin - Modesto Bee
Unemployment rates in Stanislaus, San Joaquin and Merced counties swelled above last year's averages, the result of a shaky economy and deepening housing crisis. The three counties each gained at least a percentage point from the previous year, with ...

Report: Growing number of homeowners have less equity than mortgage ... - San Jose Business Journal
A growing group of Santa Clara County homeowners saw their home values drop below what they still owed on mortgages in the third quarter, according to a report released Wednesday. Seattle-based real estate valuation site Zillow.com reported that 27 ...

America's Next Foreclosure Capitals - Forbes
The number of homeowners dealing with foreclosure is mounting. Nationwide, almost 766,000 homes received at least one foreclosure-related notice from July through September, according to Realty Trac. That’s up 71% compared to the same time a year ...

One in five homeowners with mortgages under water - Reuters
NEW YORK (Reuters) - Nearly one in five U.S. mortgage borrowers owe more to lenders than their homes are worth, and the rate may soon approach one in four as housing prices fall and the economy weakens, a report on Friday shows. About 7.63 million ...

Foreclosure filings increase at slower rate; banks helping out - USA Today
Foreclosure filings in August were up 27% compared with the same month a year ago, but that's a significantly slower pace than in previous months, according to data released Friday. Nationwide, 303,800 homes received at least one foreclosure-related ...

Final report on 2007 housing: It was the year of the plunge - Modesto Bee
By most estimates, the valley leads the nation in foreclosures, a trend exacerbated by falling home prices that make it more difficult for owners in mortgage trouble to refinance or sell. Dismal figures on valley real estate sales and prices released ...