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Today's Mortgage Terms starting with C

Cash To Close:

Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing:

The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs:

Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral:

Property pledged as security for a debt.

Conforming Loan:

Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan:

Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause:

A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM:

A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant:

A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau:

It is a clearinghouse for credit history information.

Credit Report:

A report containing a detailed credit history of an individual.

View all Terms
San Diego mortgage quotes news:
Financial News
More On Housing And Employment Correlative Effect [Housing Tracker] - Seekingalpha.com
Seeking Alpha's Housing Tracker is a collection of housing-related excerpts from various sources, grouped by topic. Feel free to post any interesting links on the subject in the comments section below. Quotes of the Day “Life kind of goes on ...

McCain, Obama clash on cause, cure for econ crisis - San Diego Union-Tribune
Tonight's presidential debate offers Republican John McCain one of his last best chances to stop Democrat Barack Obama's recent surge in the race and turn it in his favor. More from the campaign trail: Analysis: Obama gains, McCain seeks game-changer ...

U.S. to take stake in banks, first since Depression - San Diego Union-Tribune
WASHINGTON – The government will buy an ownership stake in a broad array of American banks for the first time since the Great Depression, Treasury Secretary Henry Paulson said late Friday, announcing the historic step after stock markets jolted ...

Read all '"Real estate"' posts in Webware - CNET News
A new commercial real estate site is opening its doors today: ZoomProspector . It's designed to help businesses find communities for new offices or plants, and then find the properties that fit their needs. The service collects business stats on ...

Bailouts Don't Address the Real Problem - Voiceof San Diego
Every pundit on Earth is playing the game of picking the various bailouts apart and proposing their own improved bailout schemes. But I think that most of the conversations going on out there miss a critical point: that this bailout and the ones that ...

Letters, 10/12: Behavior isn’t American - Lincoln Journal Star
The recent rhetoric at McCain/Palin rallies is not only disgraceful but dangerous. John McCain and Sarah Palin supporters have grown so desperate to win the upcoming presidential election that at rallies, crowds are accusing Barack Obama of being a ...

Undernews: Rezko Alert - Slate
There isn't another contested Democratic primary for 9 more days ? What are we supposed to do in the meantime? Can't they speed the process up? ... 12:09.A.M. Only waterwork s works: Now he 's crying . [ via Lucianne ] 2:36 A.M. I'm as flummoxed as ...

Meet The $700 Billion Bailout Czar - OpEdNews.com
There is a new Czar in America""the man who will be running the $700 billion budget bailout/rescue program-- assistant secretary of the Treasury for International Affairs-- Neel Kashkari. Henry Paulson tapped the company he ran, Goldman Sachs, to ...

October September August July June May April March February January ... - Nypress.com
Coming off their best-ever season and being ranked in the preseason polls for the first time in their history, it wouldn’t have surprised anyone if the No. 12 Rutgers Scarlet Knights came out a little overconfident versus lowly University of ...

An Unheavenly Scene in Bethlehem - ABC News Blogs
The scene: Bethlehem, Pa. Warming up for a joint appearance of Sen. John McCain, R-Ariz., and Alaska Gov. Sarah Palin, Lehigh County GOP chairman Bill Platt was mocking Sen. Barack Obama, D-Ill., for not wearing a flag pin (though McCain doesn't ...

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