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Alpine	Cardiff By The Sea	El Cajon	Jamul	Mount Laguna	Potrero	San Marcos	Valley Center
Bonita	Carlsbad	Encinitas	Julian	National City	Poway	San Ysidro	Vista
Bonsall	Chula Vista	Escondido	La Jolla	Oceanside	Ramona	Santa Ysabel	Warner Springs
Borrego Springs	Coronado	Fallbrook	La Mesa	Pala	Ranchita	Santee

Boulevard	Del Mar	Guatay	Lakeside	Palomar Mountain	Rancho Santa Fe	Solana Beach

Camp Pendleton	Descanso	Imperial Beach	Lemon Grove	Pauma Valley	San Diego	Spring Valley

Campo	Dulzura	Jacumba	Lincoln Acres	Pine Valley	San Luis Rey	Tecate

Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

San Diego mortgage loans news:

Postal Service investigates boss's VIP mortgage - San Diego Union-Tribune
WASHINGTON – The Postal Service is investigating whether the nation's postmaster general improperly received a sweetheart deal on a mortgage from Countrywide Financial Corp., the chairman of the service's governing board said. Postmaster General ...

Freddie seeks gov't aid after $25.3B loss - San Diego Union-Tribune
WASHINGTON – Freddie Mac is asking for an initial injection of $13.8 billion in government aid after posting a massive quarterly loss Friday. The mortgage finance company is making the first request to tap the $200 billion promised by the Treasury ...

The Stench of Renting, Cont. - Voiceof San Diego
So the last post , in which I pivoted off some comments by City Councilman Ben Hueso to plea with readers to stop stigmatizing renters, generated some pretty passionate responses. I'm going to deal with a few of them now. First, reader Larry , who's ...

Lenders criticize gov't mortgage aid program - FOX News
ATLANTA — Hundreds of lenders told federal housing officials Thursday that a $300 billion mortgage aid program requires too many losses for consumers and lenders to realistically help 400,000 Americans avoid foreclosure. "This program is extremely ...

UPDATE 3-Economy, TARP hits US commercial property debt, stocks - FXStreet.com
NEW YORK, Nov 19 (Reuters) - The prices of bonds and stocks with exposure to commercial real estate plunged on Wednesday on fears the weakening U.S. economy could lead to a wave of defaults on loans for office buildings, retail stores, and hotels ...

UPDATE 3-General Growth hires bankruptcy counsel - Forbes
SAN DIEGO Nov. 20 (Reuters) - General Growth Properties Inc (nyse: GGP - news - people ) , the No. 2 U.S. mall owner, said on Thursday it hired law firm Sidley Austin as bankruptcy counsel as it negotiates with lenders for more time to restructure ...

General Growth hires bankruptcy counsel - Forbes
SAN DIEGO (Reuters) - General Growth Properties Inc (nyse: GGP - news - people ) , the No. 2 U.S. mall owner, said Thursday it hired law firm Sidley Austin as bankruptcy counsel as it negotiates with lenders for more time to restructure its $27 ...

DocuTech’s ConformX Integrated Into Del Mar DataTrac’s Core ... - Earthtimes
SAN DIEGO - (Business Wire) Del Mar DataTrac® announced today that Idaho Falls, Idaho-based DocuTech Corp. , a leading provider of compliance services and documentation technology for the mortgage industry, has integrated ConformX, which generates ...

New sleazy mortgage scam aimed at residents facing foreclosure - Walletpop.com
Sure, all mortgage scams are sleazy, but this one seems particularly evil. According to a story in a recent newsletter put out by Identity Theft 911 , a company aimed at helping individuals and institutions from being victims of identity theft, one ...

Timeline: U.S. Credit Crunch & Financial Failures - KNx 1070
NEW YORK (CBS News) ― Wall Street and Main Street have been caught up in credit market turmoil, which began in 2007 with rising defaults on mortgages made to financially shaky borrowers and spread to corporate bonds and other kinds of debt. May 17 ...