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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

San Mateo mortgage loan news:

Global stocks nose-dive as crisis spreads - San Mateo County Times
WASHINGTON — With financial markets in near-meltdown, governments around the world scrambled to find ways to infuse vast amounts of cash into banks and even directly to companies to help resuscitate the global financial system. The Federal Reserve ...

Green Tech - CNET News
Bailout type Cost to taxpayers (Source: Reuters ) Financial bailout package approved this week up to or more than $700 billion Bear Stearns financing $29 billion Fannie Mae and Freddie Mac nationalization $200 billion AIG loan and nationalization $85 ...

News - Digital Media - CNET News
One after the other, venture capitalists are stating the obvious to the companies they've invested in - Now would be a very good time to keep your money under lock and key. From Sequoia Capital, which has had parts of its dire economic presentation ...

Loan-modification plan gets mixed reviews - San Mateo County Times
Bank of America's new program to enable some homeowners to modify existing Countrywide mortgages may help people stay in their homes — but also could shove borrowers into a new cycle of loan failures, analysts said Monday. The bank agreed to settle ...

Mortgage brokers, real estate agents say interest rate drop is ... - Inside Bay Area
This week's fast decline in mortgage interest rates has created a surge of activity at Bay Area mortgage companies as homeowners ponder refinancing and buyers decide whether to lock in a loan rate. Rates for borrowers with the best credit dropped ...

Fed takeover may not change home prices much - San Francisco Gate
Tuesday, September 9, 2008 Moderately lower interest rates on new mortgages could make refinancing and purchasing more affordable for solid credit borrowers who can qualify for the type of loans that Fannie and Freddie buy and back. The takeover ...

Foreclosure auctions no place for amateurs - San Francisco Gate
Sunday, September 7, 2008 Bluetooth devices clamped to their ears and computer printouts in their hands, a dozen real estate investors clustered on the Alameda County Courthouse steps. Most wore hats and sunglasses against the brutal noontime sun ...

Pimco, Vanguard Are Biggest Lehman Bond Fund Losers (Update2) - Bloomberg
Sept. 15 (Bloomberg) -- Pimco Advisors LP, Vanguard Group Inc. and Franklin Advisers Inc. are among investment companies that may face losses of at least $86 billion stemming from the collapse of Lehman Brothers Holdings Inc., the biggest bankruptcy ...

An Invitation to Our Readers - BusinessWeek
Earlier this year, we launched a new and innovative feature on BusinessWeek.com to prominently highlight the insights of our readers. Called In Your Face , it calls attention to the most substantive comments left on our site by our readers. Not only ...

Estimates show Palin assets top $1 million - FOX News
WASILLA, Alaska — Sarah Palin and her husband have pieced together a uniquely Alaskan income that reached comfortably into six figures even before she became governor, capitalizing on valuable fishing rights, a series of land deals and a patchwork ...