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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Scott mortgage loan news:

Fitch Upgrades 4 Classes of MLMT 2004-MKB1; Assigns Outlooks - Forbes
Fitch Ratings has upgraded and assigned Outlooks to four classes of Merrill Lynch Mortgage Trust (MLMT) commercial mortgage securities, series 2004-MKB1 as follows: --$11.0 million class C to 'AAA' from 'AA'; Outlook Stable; --$25.7 million class D ...

Mortgage Foreclosures - The Ledger
Mortgage foreclosures filed with the civil division of the Circuit Court for January 2008. Names in bold are the subject of, or have an interest in, the foreclosure action. Lighter names filed the foreclosure action. Roig, Francisco, Marlenis ...

Mortgage system crumbled while regulators jousted - Seattle Post Intelligencer
When state investigators spotted questionable loan practices, the feds rejected their help and informed the state that it had no business looking into the affairs of federally chartered institutions. Scott Jarvis, director of the Washington state ...

Shulman, Garrett both raised approx. $270,000 - NorthJersey.com
Rep. Scott Garrett and Democratic opponent Dennis Shulman each raised the same amount of money -- about $270,000 -- from July through September for North Jersey's most hotly contested House race. Reports filed today with the Federal Election ...

Obama: McCain's mortgage plan costly, unworkable - Washington Post
Democratic presidential candidate Sen. Barack Obama, D-Ill., speaks during a townhall-style presidential debate at Belmont University in Nashville, Tenn., Tuesday, Oct. 7, 2008. (AP Photo/J. Scott Applewhite) (J. Scott Applewhite - AP) Democratic ...

JPMorgan, Wells Fargo 3Q profits dip - Seattle Post Intelligencer
Exterior view of JPMorgan Chase offices in San Francisco, Wednesday, Oct. 15, 2008. JPMorgan Chase & Co.'s profit tumbled 84 percent in the third quarter after it took big hits from souring mortgage investments, leveraged loans and home loans. (AP ...

JPMorgan, Wells Fargo 3rd-quarter earnings fall on rising credit costs ... - Newsday
NEW YORK (AP) _ In the midst of one of the nation's worst credit crises, JPMorgan Chase & Co. and Wells Fargo & Co. managed to report better-than-expected third-quarter results on Wednesday. But even two of the country's strongest banks proved they ...

Road loan could be path to progress - Columbian
Traffic flows on Interstate 5 at 179th Street on Monday. Clark County is debating whether to borrow money to spur development in the area. (N. Scott Trimble/The Columbian) Clark County commissioners are trying to decide whether to take out a mortgage ...

Fannie, Freddie Mortgage-Bond Spreads Exceed Pre-Takeover Level - Bloomberg
Oct. 10 (Bloomberg) -- Yields on Fannie Mae and Freddie Mac mortgage bonds jumped relative to Treasuries for a second day, pushing spreads above their levels before the U.S. seized the companies and vowed to support the market to bolster home prices ...

Mortgage bankers face more oversight - Nashville Tennessean
Tennessee mortgage loan officers will be subject to tighter oversight next year, when the state joins a national database designed to screen out "bad eggs," including people with criminal backgrounds. The database, called the Nationwide Mortgage ...