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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

Carroll mortgage loan news:

Matter of Record, November 17 - Wichita Falls Times Record News
Jo Nash vs. Kelly Wilson, 2131 Ave. F, $200,000.00, V3305 P885. Gary Writtenhouse vs. Jeff Prine, 1511 Nunneley Pl., #5, $1,248.37, V3306 P576. Workman, Tammy Michele, Wichita County, Chapter 7, Date Filed Oct. 29, Case No. 08-70448. Frazier, Phillip ...

Richmond Center worth keeping afloat - Nevada Journal
In the flood of 1993, under a different name and in a different building, the agency now operating as the Richmond Center was under water. Reams of documents were soaked. In the aftermath, staff painstakingly pulled apart the pages and spread them ...

PNC-National City bank deal draws criticism - Cleveland Plain Dealer Blog
Three weeks after the devastating announcement that National City Corp. is being sold, two things are apparent: PNC Financial Services Group got a really sweet deal to buy Ohio's largest bank. And National City was in far worse shape than the public ...

Recently in 2010 Category - New York Daily News
How about Christine Quinn for U.S. Senate if Hillary Clinton gives up her seat to become secretary of state? Quinn, the first woman speaker of the City Council, and also the first openly gay person to hold that post, was asked earlier today if she ...

State of Idaho loan officer who embezzled $124,000 is sentenced to at ... - Idaho Statesman
Dennis Alan Carroll had worked for the Idaho Soil Conservation Commission just three months when he created a fake loan that allowed him to embezzle $124,000. To pull off the crime, he had to fabricate many things, including a fake farm in Eastern ...

CARROLL: History for the hopeful - Rocky Mountain News
When the world changes, for good or bad, some people seem to get carried away. When the Soviet empire collapsed, for example, a former State Department official proclaimed "the end of history" - indeed, the "end point of mankind's ideological ...

Harder to Get a Home Loan - WOKR 13
(Penfield, N.Y.) --- The turmoil on Wall Street has changed how banks are screening home buyers for loans. They can now expect to be asked more questions than you were just a few months and years ago. This doesn't mean homes aren’t being bought and ...

Hillsborough County targets areas for housing rehab plan - St. Petersburg Times
PALM RIVER — Armando Celeiro came here from Cuba with $100 in his pocket. Forty-odd years later he's a furniture manufacturer and real estate investor, proud of his achievements and bullish on his community. Hillsborough County housing officials ...

Capital letters - Guardian Unlimited
I had a Portman mortgage which came under Nationwide's control after the merger. In March 2008, I reduced the loan with a payment of £170,000 on the basis that I could draw it back later if necessary. I also carried on making monthly payments at the ...

Foreclosure-prone areas to get help - St. Petersburg Times
TOWN 'N COUNTRY— Rose Harper has had numerous next-door neighbors in the 36 years she has lived in her home. One fixed cars in the yard. Another rented out part of the house to immigrant laborers. Now the mustard-colored house is in the hands of ...