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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Shelby mortgage rates news:

Berkeley economist to head Obama economic council - Politico.com
President-elect Obama plans to name Christina Romer, an expert on tax cuts and recessions who is an economics professor at the University of California at Berkeley, to chair his Council of Economic Advisers, aides said. This should come in handy ...

How About Let's Not Demagogue The Auto Industry Crisis? - Nation
Michael Scherer over at Swampland writes today about what a swell idea it would be to have Mitt Romney, who has been demagoguing the auto industry crisis, as "auto czar." (Mitt's dad was head of an auto maker that is no longer in business, I guess ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. The absurdist drama “The Bailout,” now playing under the Capitol Rotunda, is perversely reassuring. It has reinforced my long-held belief ...

Viewing all entries for: November 2008 - Economist.com
"The Realtors are reporting that foreclosure sales - that is distress sales being foreclosures or short sales - have risen from what they thought was 35% to 40% of all existing home sales, now they are saying it is 45% of all existing home sales ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

November 2008 - Posts - MSNBC Firstread
Senate candidate Al Franken will not appeal a decision by the Minnesota State Canvassing Board, which today rejected the Democrat's request that rejected absentee ballots be included in the race's hotly contested recount. The canvassing board's ...

Richard Shelby - Newsday
First, the $700 billion rescue for the economy was about buying devalued mortgage-backed securities from tottering banks to unclog frozen credit markets. Then it was about using $250 billion of it to buy stakes in banks. The idea was that banks would ...

Feds' Massive (And Costly) Financial Rescue - San Francisco Gate
The centerpiece of the program is a plan to take hundreds of billions of dollars of troubled mortgage loans off the books of financial institutions and put them into the hands of the government. Lenders still would have to take an undefined loss, but ...

Analysis: Lawmakers tying strings to auto bailouts - International Herald Tribune
WASHINGTON : Democrats and Republicans alike want to impose stiff conditions on any bailout of the auto industry — from limiting executive compensation and outlawing dividends to demanding union concessions. That is a sharp contrast to the big bank ...

Analysis: Strings attached to auto bailout bills - San Diego Union-Tribune
WASHINGTON – Democrats and Republicans alike want to impose stiff conditions on any bailout of the auto industry, from limiting executive compensation and outlawing dividends to demanding union concessions. That's a sharp contrast to the big bank ...