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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Marion mortgage loan news:

Feds Probe Golden West Financial - Street.Com
NEW YORK -- The Justice Department is investigating the mortgage lending practices of Golden West Financial , the savings and loan bought by Wachovia ( WB Quote - Cramer on WB - Stock Picks ) for $24 billion at the height of the housing boom in 2006 ...

Justice Department probing Golden West Financial - Forbes
The Department of Justice is investigating the mortgage lending practices of Golden West Financial Corp., the savings and loan bought by Wachovia Corp. for $24 billion at the height of the housing boom in 2006. U.S. Attorney Joseph Russoniello told ...

Commercial Savings Bank is Moving in October of 2009 - Yahoo Finance
MARION, Ohio, Nov. 19 /PRNewswire/ -- Commercial Savings Bank (CSB) is pleased to announce the purchase of a new facility in Marion. The new site is located at 195 Barks Rd., just two blocks away from the bank's current building at 170 Barks Rd. "We ...

A helping hand - Times West Virginian
FAIRMONT — Has your credit card debt gotten out of hand? Have doctor bills piled up? Or have you considered buying a home but need some education on the impending mortgage procedure? Then Consumer Credit of North Central West Virginia can help ...

Property transfers - Herald-Standard
Property transfers listed in the Fayette County recorder of deeds office from Nov. 7 through Nov. 13 were as follows: Thomas W. Yeager to John A. Smaniotto, property in Georges Township for $15,000. Richard H. Diehl to John J. Cossu Jr. and others ...

Obama effect for the world - Nation - Thailand
What an economic storm, also two wars he will inherit from W. Today the dow dropped another 411 points, its like a snowball effect now. But, if Obama can right this ship at all, he will certainly get a second term. Where does that leave Hilary...2016 ...

November 2008 - ABC News Blogs
1. Who will play a bigger role in filling out President-elect Barack Obama’s Cabinet -- Joe Biden, Bill Clinton, or Doris Kearns Goodwin ? 2. Will the Republican Party have to blow itself up to put itself back together ? (Which of those directions ...

November 2008 - Posts - MSNBC Firstread
*** Tamping down the speculation -- or not? HillaryLand seems to be making a concerted effort to start tamping down speculation about the secretary of state job. Reports from the New York Times and Politico are sparking the debate about whether she's ...

Public loan programs take center stage at forum - Charleston Post & Courier
The once-torrid affair between homebuyers and purely private financing sources is over. The financial markets have lost that loving feeling with mortgage-backed securities, forcing a tightening of lending standards. So last week, local real estate ...

Recent Ohio shooting puts face on foreclosure crisis - Marion Star
She shot herself in the chest Oct. 1 before she could be taken away from the foreclosed house, which was worth less than its mortgage from the day she took out the loan. A congressman called her the face of a national tragedy, the housing crisis that ...