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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Henry home equity loans news:

110 banks have asked for $220B under bailout plan - WTOP Radio
WASHINGTON (AP) - At least 110 banks have requested about $220 billion from the Treasury Department 's rescue fund, and many more are expected to have submitted applications before Friday's deadline. The figures, from banks' own statements and ...

Pelosi, Reid Urge Paulson to Use Rescue Fund to Aid Automakers - Bloomberg
Nov. 9 (Bloomberg) -- Democratic congressional leaders urged Treasury Secretary Henry Paulson to use the $700 billion financial-rescue package approved last month to lend to U.S. automakers. House Speaker Nancy Pelosi and Senate Majority Leader Harry ...

Trust Me, Again - Forbes
On Friday, Sept. 19, Treasury Secretary Henry Paulson marched into the Treasury Department's media room and announced he needed several hundred billion dollars to save the financial system by buying "troubled assets." Markets soared. Wednesday ...

Democrats urge federal stake in big auto companies - Associated Press
WASHINGTON (AP) -- Congressional Democrats are pushing legislation to send $25 billion in emergency loans to the beleaguered auto industry in exchange for a government ownership stake in the Big Three car companies. House Speaker Nancy Pelosi, D ...

Paulson says not to buy bad loans, assets from banks as planned - Xinhua News Agency
WASHINGTON, Nov. 12 (Xinhua) -- U.S. Treasury Secretary Henry Paulson said Wednesday the U.S. government will not use the 700 billion U.S. dollar rescue package to buy illiquid mortgage-relates assets from the banks. However, the Treasury will ...

DC Auto Bailout Ideas Involve US Equity Stakes, Turn into an Early ... - News Busters
Ken Thomas's Associated Press report today (link is dynamic, subject to change, and will probably be gone in a week) on auto industry bailout ideas emanating from Washington includes these items, all of which expand soc- ... soc- ... socialism ...

Paulson Shifts Focus of Rescue to Consumer Lending (Update2) - Bloomberg
Nov. 12 (Bloomberg) -- U.S. Treasury Secretary Henry Paulson plans to use the second half of the $700 billion financial rescue program to help relieve pressures on consumer credit, scrapping an effort to buy devalued mortgage assets. ``Illiquidity in ...

Life After Leverage - Forbes
Look what's happening to financial stocks. Thursday, the day after Treasury Secretary Henry Paulson said the government wouldn't be buying up distressed mortgage assets after all, Citigroup (nyse: C - news - people ) shares are below $9--their lowest ...

Where Has All the Bailout Money Gone? - CFO.com
Executives at the largest U.S. banks deflected questions about how they're spending their slices of the $700 billion bailout pie, telling a Senate committee hearing that they haven't yet had time to fully put the additional capital on their balance ...

6 things to ask before filing for bankruptcy - Raleigh News & Observer
Story Tools If mounting credit card bills are threatening to pull you under, you may be considering bankruptcy as a way to hit the restart button. The American Bankruptcy Institute expects worsening economic conditions to drive up the number of ...